Car Insurance For Women That Is Available To Residents Of Northern Ireland
An increasing number of motor insurance companies are now offering specialist car insurance policies tailored to the needs of the
lady driver. Most of these women driver policies are available to residents of Northern Ireland.
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One of the original insurers offering special lady driver motor insurance policies was Diamond. They
have always been passionate about providing cheaper car insurance quotes for women. Back in 2004 they spearheaded
the campaign against gender equalization, as the EU wanted to remove the use of gender when calculating car insurance
costs.
Diamond campaigned solidly for months, providing a House of Lords enquiry evidence to support their claims
that women were safer drivers and should pay less for their car insurance policies. They wanted to convince MPs
that amending the Directive to allow gender to remain a factor when calculating insurance premiums would ensure that women
continued to pay a fair price for their motor insurance.
Their extensive research showed that women have a different driving pattern to men. In motor insurance terms,
women, and particularly young women, are better drivers than men because they have fewer expensive accidents. This is
currently reflected in the difference in premiums that men and women pay and explains why companies such as Diamond can
offer cheap women's motor insurance.
Several of the insurers have added additional benefits to their lady driver policies to provide such things as
handbag cover, very fast breakdown rescue when travelling alone or with children and even cardboard cut-outs of a typical
motor car to show the ladies where to look for the engine..sorry, that's not true but it made us laugh here in the
office.
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