Breakdown Insurance / Roadside Recovery for Northern Ireland Residents

Just imagine, it's a dark,cold, windy night and you're on a deserted road in the middle of nowhere (and there's a fair number of roads just like that in Northern Ireland). Suddenly all of the electrics on the car fail. You're in the dark...literally !. You drove through a little village about 20 minutes ago but didn't take note of the name of it. You haven't a clue where you are and you haven't seen another car on the road for ages.

Send for the cavalry !. Phone the number of your breakdown insurance company and with any luck they'll be able to pinpoint your position from your mobile phone signal. In no time you'll be back up and running and extremely thankful that you took out online roadside recovery insurance earlier this year.

Vehicle breakdown insurance is a competitive online marketplace. There are plenty of companies offering the product and many of them will cover residents of Norther Ireland. As with any insurance, it's important that you check exactly what is being offered and what options are available.

As a standard offering all of the companies provide roadside assistance anywhere in the UK, day or night, 365 days a year. Further options, either included or charged as an add-on include :-

1. A discount on renewal if no claims in the previous year
2. Accurate location detection with the aid of the signal from your mobile phone
3. Help and advice should you be involved in a motor vehicle accident
4. ‘At home’ assistance if your car won't start or breaks down within a short distance of home. 
5. A replacement car for up to 3 days while yours is being fixed. Or, if it suits you better, overnight accommodation or onward travel by taxi, train or plane.
6. Free tow to an approved garage if necessary although the roadside recovery drivers are able to fix almost 80% of breakdowns at the roadside
7. Breakdown cover for vans, motorcycles, mopeds and scooters can all be arranged
8. Breakdown cover for travel to other EU countries is either included or can be bought as an add on.

Some motor insurance companies that operate in Northern Ireland actually include breakdown insurance / roadside recovery in the cost of their fully comprehensive polices. Check your motor insurance policy to see if you're already covered. Other companies offer a discount on breakdown insurance when you purchase a car insurance policy.